Insurance guidance you can actually count on.
I'm Zeporia White-Jones — a licensed agent who does the homework, shows you the numbers, and helps you pick Health, Medicare, Life, or Retirement coverage that actually fits your life and your budget.
- Licensed Agent
- Serving VA · TX · GA · SC
- No-cost consultations

Earnestly assisting individuals in OUR communities explore health, life and annuity options.
OUR means every community we serve — all backgrounds, all walks of life, across Virginia, Texas, Georgia, and South Carolina.
Personalized to you
No cookie-cutter plans. I learn your situation first, then walk you through options that actually fit.
Comprehensive coverage
Health, Medicare, Life, Retirement, Dental & more — one trusted agent for every coverage need.
I go above and beyond
My goal is your satisfaction. I answer questions, explain the fine print, and stay with you year after year.
One agent. Every coverage conversation.
From your first Marketplace plan to Medicare enrollment to building a retirement strategy — I've got you covered.
Health Insurance Marketplace, ACA & Obama Care
Medicare & Medicaid
Supplemental Plans
Life Insurance
Retirement Planning
Employee Benefits
Individual Dental & Vision
Prescription Drug Plans
Locating Community Resources
Not sure where to start? Let's talk it through.
A quick call is the easiest way to get clarity. No pressure, no jargon — just real answers for you and your family.

Zeporia White-Jones, Owner
I've worked in healthcare since 2012, earned my Bachelor's in Health Care Administration in 2018, and have been a licensed insurance agent since 2021. That background means I understand how coverage actually works on the care side, not just on paper. The right plan starts with someone who actually listens.
I aim to be the agent you call first — knowledgeable, thorough, and personally invested in adding real value to your life. When you work with me, you should leave the conversation feeling like you made the best decision.
Certified & trained: HIPAA, FWA, AHIP, and carrier-specific certifications — so your coverage and your privacy are handled by the rules. I am certified and trained for the 2026 and 2027 plan years in accordance with CMS requirements.
Language assistance & accommodations: Free language assistance and reasonable accommodations are available upon request — just call (804) 910-3678 and let me know what you need.
- 2012
- In healthcare since
- 2021
- Licensed agent since
- BSHCA
- Health Care Admin, 2018
Every benefit you qualify for. None left on the table.
I dig into every plan, every credit, every supplement you may be eligible for — so you walk away with the full coverage and savings you've earned.
Independently contracted with multiple insurance carriers. That broader portfolio means I can shop across plans and match you to the right coverage faster — without being tied to any single company.
- Reviews every plan and subsidy you qualify for
- Catches savings, credits, and supplemental benefits others miss
- Re-evaluates your coverage annually so nothing slips through the cracks
- Explains every option in plain language before you decide
- Provides your plan materials in both print and digital formats
- Sets every client up with access to their carrier-specific member portal
Easy ways to reach me
Call or text
(804) 910-3678
Call nowZwjinsurance@outlook.com
Send emailHours
Mon–Fri · 8am–4pm
After-hours calls answered when possible
Serving
Virginia · Texas · Georgia · South Carolina
Licensed in all four states
Read client reviews — search "Zeporia White-Jones" or "ZWJ Insurance LLC" on Google.
Open to professional partnerships.
ZWJ Insurance welcomes guest speaking, tabling, and educational presentation opportunities. Let's bring trusted insurance guidance to your audience.
Guest speaking
Engagements, panels, and community events on insurance literacy.
Tabling opportunities
Health fairs, expos, and outreach events across our service area.
Educational presentations
Workshops on Medicare, ACA, life, retirement, and benefits.
Let's collaborate
Reach out to plan an event or partnership.
Phone is the fastest way to reach me — email works too.
Ready when you are.
One conversation can change everything. Let's make sure you and your family are covered the right way.
Call (804) 910-3678